Privacy Policy

Pay for Fail is an online accountability platform available at payforfail.com.

The Service is operated by a sole trader based in Ireland using the trading name "Pay for Fail".

The operator acts as the data controller for personal data processed through the Service.

For privacy inquiries contact: support@payforfail.com

Account Data
Email address, display name, and authentication method.

Commitment Data
Commitment titles, descriptions, deadlines, stake amounts, and completion status.

Payment Data
Subscription status and payment processor identifiers. Payment card information is processed directly by Stripe and is not stored by the Service.

Usage Data
Statistics such as completion rates, streak counts, and activity analytics generated from user commitments.

Technical Data
IP address, browser type, device information, and session identifiers.

Notification Preferences
User reminder settings and communication preferences.

Contract Performance (Article 6(1)(b) GDPR)
Processing required to provide the Service.

Legitimate Interests (Article 6(1)(f))
Security monitoring, fraud detection, and system reliability.

Consent (Article 6(1)(a))
Marketing communications where applicable.

Personal data is used to:

• provide and operate the Service
• process payments and subscriptions
• send reminders and service notifications
• display analytics and commitment history
• detect fraud or abuse
• comply with legal obligations

We use trusted service providers including:

• Stripe Payments Europe Ltd. – payment processing
• Google Firebase (Google LLC) – authentication and database hosting

Some providers may process data outside the European Economic Area using Standard Contractual Clauses approved by the European Commission.

Account data is retained while the account remains active.

Transaction records may be retained for up to six years for financial compliance purposes.

Technical logs are retained only as long as necessary for security monitoring.

Under the GDPR, users have the right to:

• access personal data
• request correction of inaccurate data
• request deletion of personal data
• restrict or object to processing
• request data portability
• withdraw consent for marketing communications

Requests may be sent to support@payforfail.com.